Critical illness cover provides a lump sum if you’re diagnosed with a serious medical condition covered by your policy. It can help pay off debts, cover living costs, or support lifestyle adjustments while you focus on recovery.

I’ll help you understand which conditions are covered, explain the types of policies available, and find the solution that best fits your needs. My goal is to make a potentially complex decision straightforward and stress-free.

We can start with a no-obligation consultation, online or in person, to discuss your requirements and explore the right critical illness cover for you.

The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents.